Health Insurance for families | Parents & Kids Excess Plan | Vhi Ireland

Parents & Kids Excess Plan

With fast access to cutting edge treatments and cover in hospitals around Ireland, this family health insurance plan gives you real peace-of-mind and choice too.

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

• Full cover in a wide range of private hospitals with semi-private room accommodation and semi-private and private rooms in public hospitals.

• Cutting-edge care in both cancer and cardiac fields

• 2,500 in-patient consultants.

• Medical costs of in-patient diagnosis and tests covered too.

• Private Hospital excess - €75

Your everyday medical expenses – what’s included…

• Annual benefit up to €3,200 per person. (excess €100)
• GP - €25
• Consultants - €60 per visit
• Referrals to consultant pathologists - €60 per referral
• Consultant radiologists, per procedure - €60

• Vhi Online Doctor - full cover for 6 visits available through the Vhi App

The excess means that when your eligible benefits have exceeded the value of €100, we will then pay remaining eligible benefits right up to the value of €3,200. Take a moment to review the Table of Benefits for more details.

Vhi SwiftCare Clinics – dedicated benefits for Vhi customers

Why wait to be treated for minor injuries and illnesses? Vhi SwiftCare Clinics will aim to treat you within the hour and as a Vhi customer you can avail of the following exclusive benefits:

• Initial consultation cost is €125 – you pay €50.

• Follow up treatment package after this consultation for x-rays, tests and medical aids, we pay 50% of the total cost and the max you will pay is €100 per visit.

See this plans table of benefits for more details.

You get more with Vhi Healthcare – our extras

• NurseLine 24/7 - qualified nurses can answer your questions over the phone day and night.

• Register with MyVhi to get your digital membership card, use snap and send claiming, view your policy benefits, online documents and more.

• Offers and discounts – like 15% discount on laser eye surgery.

• Second Opinion for Kids service offers you a medical second opinion for your child. For more details call 1850 247 724.

• Vhi VisionCare is an online eye screening service available exclusively to you.

• Unique genetic testing cover to help determine if you are at risk of developing breast, ovarian or colorectal cancer.

Newborns, mums and more – what you’re covered for…

• Full cover in a public hospital for three days.

• In-patient maternity consultant fees – agreed charges.

• One-to-One midwife pregnancy support service -  giving new and experienced mums the support they need, over the phone, right throughout their pregnancy

• €4,000 in home birth benefit.

New Maternity & Baby Bundle

Our new Maternity & Baby bundle gives you and your baby access to a wider range of new and improved benefits to support you throughout your pregnancy. 

You’ll have the flexibility to choose from benefits such as a maternity scan, yoga, Pilates and ante natal classes through to breast feeding consultations and baby swim classes.
Find out more in the table of benefits below.

Cover towards fertility - part of your plan...

Benefit towards the cost of specific fertility tests and treatments when carried out in a Vhi participating fertility treatment centre.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 100 days.

• Day care psychiatric treatment for approved day care programmes.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.

Caring for you and the family – home or away

• Cover of up to €65,000 if any medical emergencies arise. 

• Cover treatment that is not available in Ireland up to €65,000 as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions below to find out more about waiting periods.