This is an important document which sets out the reasons why the product(s) or service(s) offered or recommended is/are considered suitable, or the most suitable, for your particular needs, objectives and circumstances.
Based on the information you provided to us about your affordability requirements, the benefits that are important to you and the level of benefit you want access to, the key benefits and restrictions of the plan we have recommended/or that you have chosen are summarised in the accompanying Insurance Product Information Document(s). More details on the plan benefits are contained in your Table of Benefits. Where your policy was purchased over the phone, details of the information you provided to us are available if required.
Explore this plan's benefits
Your hospital accommodation – what you’re covered for…
• Full cover in a select range of public and private hospitals with semi-private room accommodation.
• 2,500 in-patient consultants.
• Medical costs of in-patient diagnosis and tests covered too.
• Private hospital excess - €150.
Your everyday medical expenses – what’s included…
• GP €20 per visit, max. 6.
• Dentist €20 per visit, max. 6.
• Physiotherapist €20 per visit, max. 6.
• Vhi Online Doctor – 6 visits, available through Vhi app.
Annual maximum of €1,000 and €1 excess per person, per year. The excess means that when your eligible benefits have exceeded the value of €1, we will then pay remaining eligible benefits up to the value of €1,000. Take a moment to review the Table of Benefits for more details.
Vhi 360 Health Centres - dedicated benefits for Vhi members
Health and wellbeing services delivered by a multidisciplinary team.
• Vhi Core Services, subject to €75 excess.
• Vhi personalised follow-up package following referral from Vhi Core Services.
See your Table of Benefits for full details.
Outpatient scans
We provide cover toward medical scans that include MRI, CT and PET-CT ranging from pay and claim back centres to direct pay centre arrangements, covered in accordance with our rules.
• MRI scans within your hospital list – full cover (pay and claim back centres subject to an excess of €125 per scan).
• PET-CT scans within your hospital list.
• CT scans, as listed in your Table of Benefits, within your hospital list.
Consultant and diagnostics
• Consultant visits - €60.
• X-rays and scans in an approved centre - €40.
• Blood tests in an approved centre - €40.
The annual excess per member, per year is €100. The excess means that when your eligible benefits have exceeded the value of €100, we will then pay remaining eligible benefits. Take a moment to review your Table of Benefits for more details.
Newborns, mums and more – what you’re covered for…
• Full cover in a public hospital for three days.
• In-patient maternity consultant fees – agreed charges.
• Midwife Support Service - access to a dedicated midwife for support and education throughout your pregnancy. Register on Vhi App.
New Maternity & Baby Bundle
Our new Maternity & Baby bundle gives you and your baby access to a wider range of new and improved benefits to support you throughout your pregnancy.
You’ll have the flexibility to choose from benefits such as a maternity scan, yoga, Pilates and ante natal classes through to breast feeding consultations and baby swim classes.
Find out more in the table of benefits below.
Cover towards fertility - part of your plan...
Benefit towards the cost of specific fertility tests and treatments when carried out in a Vhi participating fertility treatment centre.
You get more with Vhi Healthcare – our extras
• You can access Snap & Send claiming, your digital membership card and your policy documents in MyVhi.
• NurseLine 24/7 - qualified nurses can answer your questions over the phone day and night.
• Offers and discounts – for example, you can avail of a 15% discount on laser eye surgery.
Mental health and well-being – part of your plan…
• In-patient mental health treatment for up to 100 days
• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.
Caring for you and the family – home or away
• Cover of up to €65,000 for medical emergencies abroad, per calendar year.
Don't forget...
If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply. Please read our terms and conditions to find out more about waiting periods.
The plan benefits shown here apply to policies purchased and effective today.
Plan benefits are updated occasionally.
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