Start Plan

One of our most cost-effective health insurance plans, Start Plan gives you access to great value family health insurance with a difference.

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

• Full cover in a select range of public hospitals with semi-private room accommodation

• 2,500 in-patient consultants

• Medical costs of in-patient diagnosis and tests covered too.

Your everyday medical expenses – what’s included…

• Annual benefit up to €1,000 per person. (excess €250)

• Consultants - €60 per visit (1 visit)

• Referrals to consultant pathologists - €60 per referral

• Consultant radiologists, per procedure - €60

The excess means that once you have paid this first payment to the value of €250, we will then pay eligible benefits, right up to €1,000. Take a moment to review the Table of Benefits for more details.

Vhi SwiftCare Clinics – dedicated benefits for Vhi customers

Why wait to be treated for minor injuries and illnesses? Vhi SwiftCare Clinics will aim to treat you within the hour and as a Vhi customer you can avail of the following exclusive benefits:

• Initial consultation cost is €125 – you pay €50.

• Follow up treatment package after this consultation for x-rays, tests and medical aids, we pay 50% of the total cost and the max you will pay is €150 per visit.

See this plans table of benefits for more details.

You get more with Vhi Healthcare – our extras

• NurseLine 24/7 - qualified nurses can answer your questions over the phone day and night.

• Register with MyVhi to get your digital membership card, use snap and send claiming, view your policy benefits, online documents and more.

• Offers and discounts – like 15% discount on laser eye surgery.

• Second Opinion for Kids service offers you a medical second opinion for your child. For more details call 1850 247 724.

Newborns, mums and more – what you’re covered for…

• Public hospital benefit of €381.

• One-to-One midwife pregnancy support service - giving new and experienced mums the support they need, over the phone, right throughout their pregnancy.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.  

Caring for you and the family – home or away

• Cover of up to €65,000 if any medical emergencies arise. 

• Cover treatment that is not available in Ireland up to €65,000 as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions below to find out more about waiting periods.

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The plan benefits shown here apply to policies purchased and effective today.

Plan benefits are updated occasionally.