Start Plan

One of our most cost-effective health insurance plans, Start Plan gives you access to great value family health insurance with a difference.

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

• Full cover in a select range of public hospitals with semi-private room accommodation

• 2,500 in-patient consultants

• Medical costs of in-patient diagnosis and tests covered too.

Your everyday medical expenses – what’s included…

• Annual benefit up to €1,000 per person. (excess €250)

• Consultants - €60 per visit (1 visit)

• Referrals to consultant pathologists - €60 per referral

• Consultant radiologists, per procedure - €60

The excess means that once you have paid this first payment to the value of €250, we will then pay eligible benefits, right up to €1,000. Take a moment to review the Table of Benefits for more details.

Vhi SwiftCare Clinics – dedicated benefits for Vhi customers

Why wait to be treated for minor injuries and illnesses? Vhi SwiftCare Clinics will aim to treat you within the hour and as a Vhi customer you can avail of the following exclusive benefits:

• Initial consultation cost is €125 – you pay €50.

• Follow up treatment package after this consultation for x-rays, tests and medical aids, we pay 50% of the total cost and the max you will pay is €150 per visit.

See this plans table of benefits for more details.

You get more with Vhi Healthcare – our extras

• NurseLine 24/7 - qualified nurses can answer your questions over the phone day and night.

• Register with MyVhi to get your digital membership card, use snap and send claiming, view your policy benefits, online documents and more.

• Offers and discounts – like 15% discount on laser eye surgery.

• Second Opinion for Kids service offers you a medical second opinion for your child. For more details call 1850 247 724.

Newborns, mums and more – what you’re covered for…

• Public hospital benefit of €381.

• One-to-One midwife pregnancy support service - giving new and experienced mums the support they need, over the phone, right throughout their pregnancy.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.  

Caring for you and the family – home or away

• Cover of up to €65,000 if any medical emergencies arise. 

• Cover treatment that is not available in Ireland up to €65,000 as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions below to find out more about waiting periods.

The plan benefits shown here apply to policies purchased and effective today.

Plan benefits are updated occasionally.