Vhi Health Insurance

PMI 51 10

With fast access to cutting edge treatments and cover in hospitals around Ireland - one of our range of family health insurance plans, PMI 51 10 gives you peace-of-mind and choice too.

Explore this plan's benefits

Your hospital accommodation - what you're covered for...

• Semi-private and private room accommodation in a wide range of private and public hospitals.

• 2,500 in-patient consultants.

• Medical costs for in-patient diagnosis and tests covered too.

• Private hospital excess - €125 per claim, €50 per night.

Your everyday medical expenses - what's included...

• Annual benefit up to €4,000 per person (excess €1).

• GP – 75% per visit.

• Physiotherapist €40 per visit for up to 12.

• Dentist €40 per visit for up to 12.

The excess means that when your eligible benefits have exceeded the value of €1, we will then pay remaining eligible benefits right up to the value of €4,000. Take a moment to review the Table of Benefits for more details.

You get more with Vhi Healthcare – our extras

• EAP (Employee Assistance Programme) – includes confidential counselling and information services.  

• Unique genetic testing cover which helps determine if you are at risk of developing breast, ovarian or colorectal cancer and to ensure any treatment is right for you.

• You can access Snap & Send claiming, your digital membership card and your policy documents in MyVhi.

• NurseLine 24/7 - qualified nurses can answer your questions over the phone day and night.

• Offers and discounts – for example, you can avail of a 15% discount on laser eye surgery.

Vhi 360 Health Centres - dedicated benefits for Vhi members

Health and wellbeing services delivered by a multidisciplinary team.

• Vhi Core Services, subject to €75 excess.

• Vhi personalised follow-up package following referral from Vhi Core Services.

See your Table of Benefits for full details.

New Maternity & Baby Bundle

Our new Maternity & Baby bundle gives you and your baby access to a wider range of new and improved benefits to support you throughout your pregnancy. 

You’ll have the flexibility to choose from benefits such as a maternity scan, yoga, Pilates and ante natal classes through to breast feeding consultations and baby swim classes.
Find out more in the table of benefits below.

Newborns, mums and more – what you’re covered for…

• Cover in a public hospital for up to three days.

• €3,500 in home birth benefit.

• Midwife Support Service - provides you with access to a dedicated midwife for support and education throughout your pregnancy. Register with the Vhi App.

Cover towards fertility - part of your plan...

Benefit towards the cost of specific fertility tests and treatments when carried out in a Vhi participating fertility treatment centre.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.

Caring for you and the family – home or away

• Cover of up to €100,000 per calendar year, if any medical emergencies arise. 

• Cover treatment that is not available in Ireland up to €100,000 per calendar year, as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions to find out more about waiting periods.