Vhi Health Insurance

PMI 41 15

With fast access to cutting edge treatments and cover in hospitals around Ireland, PMI 41 15 gives you peace-of-mind and choice too.

Explore this plan's benefits

Your hospital accommodation - what you're covered for...

• Semi-private room accommodation in a wide range of private hospitals and semi-private and private rooms in public hospitals.

• 2,500 in-patient consultants.

• Medical costs for in-patient diagnosis and tests covered too.

• New advanced treatments in areas such as cardiac and cancer care.

• Private hospital excess - €75.

Your everyday medical expenses - what's included...

• Annual benefit up to €1,750 per person (excess €1).

• GP – 50% unlimited visits.

• Dentist – €25, max. 7 visits.

• Physiotherapist – €25, max. 7 visits.

The excess means that when your eligible benefits have exceeded the value of €1, we will then pay remaining eligible benefits right up to the value of €1,750. Take a moment to review the Table of Benefits for more details.

Vhi 360 Health Centres - dedicated benefits for Vhi members

Health and wellbeing services delivered by a multidisciplinary team.

• Vhi Core Services, subject to €75 excess.

• Vhi personalised follow-up package following referral from Vhi Core Services.

See your Table of Benefits for full details.

You get more with Vhi Healthcare – our extras

• NurseLine 24/7 - qualified nurses can answer your questions over the phone, day or night.

• Register with MyVhi to get your digital membership card, use Snap and Send claiming, view your policy benefits, online documents and more.

Offers and discounts.

• Unique genetic testing cover which helps determine if you are at risk of developing breast, ovarian or colorectal cancer and to ensure any treatment is right for you.

New Maternity & Baby Bundle

Our new Maternity & Baby bundle gives you and your baby access to a wider range of new and improved benefits to support you throughout your pregnancy.

You’ll have the flexibility to choose from benefits such as a maternity scan, yoga, pilates and ante natal classes through to breast feeding consultations and baby swim classes.
Find out more in the table of benefits below.

Newborns, mums and more…

• Full cover in a public hospital for three days.

• Your consultant, the anaesthetist’s fee for your epidural, in-patient pathologist fees and a paediatric consultation – agreed charges.

• €350 towards consultants’ visits before and after the birth.

• €3,400 in home birth benefit.

• Midwife Support Service - provides you with access to a dedicated midwife for support and education throughout your pregnancy. Register on the Vhi App.

Cover towards fertility - part of your plan...

Benefit towards the cost of specific fertility tests and treatments when carried out in a Vhi participating fertility treatment centre.

Caring for you and the family – home or away

• Cover of up to €100,000 per calendar year, if any medical emergencies arise. 

• Cover treatment that is not available in Ireland up to €100,000 per calendar year, as long as it’s approved in advance.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions to find out more about waiting periods.