Vhi Health Insurance

PMI 40 15

With fast access to cutting-edge treatments and cover in hospitals around Ireland, PMI 40 15 gives you real peace of mind and choice too.

Explore this plan's benefits

Your hospital accommodation - what you're covered for...

  • Private room accommodation in a wide range of private hospitals.

  • 2,800 in-patient consultants.

  • Medical costs for in-patient diagnosis and tests covered too.

  • Care in areas such as cardiac and cancer care.

  • Private hospital excess - €100 per night.

  • High-tech hospitals - €200 excess per night/€150 per claim.

Vhi 360 Health Centres - dedicated benefits for Vhi members

Health and wellbeing services delivered by a multidisciplinary team.

• Vhi Core Services, subject to €75 excess.

• Vhi personalised follow-up package following referral from Vhi Core Services.

See your Table of Benefits for full details.

You get more with Vhi Healthcare – our extras...

• NurseLine 24/7 - qualified nurses can answer your questions over the phone, day or night.

• Register with MyVhi to get your digital membership card, use Snap & Send claiming, view your policy benefits, online documents and much more.

New Maternity and Baby Bundle

Our new Maternity & Baby bundle gives you and your baby access to a wider range of new and improved benefits to support you throughout your pregnancy. You’ll have the flexibility to choose from benefits such as a maternity scan, yoga, Pilates and antenatal classes through to breastfeeding consultations and baby swim classes. You will find all details in your Table of Benefits.

Newborns, mums and more – what you’re covered for…

• Cover in a public hospital for up to three days.

• €3,000 in home birth benefit.

• Midwife Support Service - provides you with access to a dedicated midwife for support and education throughout your pregnancy. Register with the Vhi App.

Cover towards fertility - part of your plan

Benefit towards the cost of specific fertility tests and treatments when carried out in a Vhi participating fertility treatment centre. See your Table of Benefits for full details.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.

Cover abroad

• Cover of up to €100,000 per calendar year, if any medical emergencies arise.

• Cover for treatment that is not available in Ireland up to €100,000 per calendar year, as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions to find out more about waiting periods.