Your hospital accommodation – what you’re covered for…
• Cover in a wide range of private and public hospitals with semi-private and private room accommodation.
• 2,500 in-patient consultants.
• Medical costs of in-patient diagnosis and tests covered too.
• Vhi Hospital@Home.
• Semi-private accommodation in a private hospital - €75 excess.
• Private room in a private hospital - €75 excess per claim and €100 excess per night.
See your Table of Benefits for applicable excesses.
Your everyday medical expenses – what’s included…
• Annual benefit up to €1,500 per person (excess €100).
• GP - €30 per visit for up to 12.
• Consultant consultation €70.
• Physiotherapist - €30 per visit for up to 12.
• Dentist - €30 per visit for up to 12.
The excess means that when your eligible benefits have exceeded the value of €100, we will then pay remaining eligible benefits right up to the value of €1,500. You will not need to pay an excess on your physiotherapy benefit, nor is an excess or annual maximum applicable to consultant consultations. Take a moment to review your Table of Benefits for full details.
Vhi 360 Health Centres - dedicated benefits for Vhi members
Health and wellbeing services delivered by a multidisciplinary team.
• Vhi Core Services, subject to €75 excess.
• Vhi personalised follow-up package on referral from Vhi Core Services.
See your Table of Benefits for full details.
Newborns, mums and more – what you’re covered for…
• Full cover in a public hospital for up to three days.
• In-patient maternity consultant fees – agreed charges.
• Midwife Support Service - access to a dedicated midwife for support and education throughout your pregnancy. Register with Vhi App.
Cover towards fertility
Benefit towards the cost of specific fertility tests and treatments when carried out in a Vhi participating fertility treatment centre. See your Table of Benefits for full details.
You get more with Vhi Healthcare – our extras
• Employee Assistance Programme (EAP) – includes confidential counselling and information services.
• Vhi NurseLine 24/7 - qualified nurses can answer your questions over the phone, day and night.
• Register with MyVhi to get your digital membership card, use Snap and Send claiming, view your policy benefits, online documents and more.
• Offers and discounts.
Out-patient scans
We provide cover toward medical scans including MRI, CT and PET-CT. These range from pay and claim back centres to direct pay centre arrangements, covered in accordance with our rules.
• MRI scans within your hospital list – full cover (pay and claim back centres subject to an excess of €125 per scan).
• PET-CT scans within your hospital list.
• CT scans, as listed in your Table of Benefits, within your hospital list.
Mental health and wellbeing - part of your plan
• In-patient mental health treatment for up to 100 days.
• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five year period.
Cover abroad
• Cover of up to €100,000 per calendar year, if any medical emergencies arise.
• Cover for treatment that is not available in Ireland, up to €100,000 per calendar year as long as it’s approved in advance.
Don't forget...
If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply. Please read our terms and conditions to find out more about waiting periods.
