Vhi Health Insurance

ProvidentCare

ProvidentCare provides benefits towards everyday expenses, wellbeing supports, access to our Vhi 360 health services and more.

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

  • Cover in a wide range of private and public hospitals with semi-private and private room accommodation.

  • 2,500 in-patient consultants.

  • Medical costs of in-patient diagnosis and tests covered too.

  • Vhi Hospital@Home.

  • Semi-private accommodation in a private hospital - €75 excess.

  • Private room in a private hospital - €75 excess per claim and €100 excess per night.

See your Table of Benefits for full details including High-Tech Hospital excesses.

Your everyday medical expenses – what’s included…

• Annual benefit up to €1,500 per person (excess €100).

  • GP - up to €30 per visit, 12 per renewal year.

  • Consultant consultation - up to €70 per visit.

  • Physiotherapist/Physical Therapist - up to €30 per visit, 12 per renewal year.

The excess means that when your eligible benefits have exceeded the value of €100, we will then pay remaining eligible benefits right up to the value of €1,500. You will not need to pay an excess on your physiotherapy benefit, nor is an excess or annual maximum applicable to consultant consultations. Take a moment to review your Table of Benefits for full details.

Vhi 360 Health Centres - dedicated benefits for Vhi members

Health and wellbeing services delivered by a multidisciplinary team.

• Vhi Core Services, subject to €75 excess.

• Vhi personalised follow-up package on referral from Vhi Core Services.

See your Table of Benefits for full details.

Newborns, mums and more – what you’re covered for…

• Full cover in a public hospital for up to three days.

• In-patient maternity consultant fees – agreed charges.

• Midwife Support Service - access to a dedicated midwife for support and education throughout your pregnancy. Register with Vhi App.

Cover towards fertility

Benefit towards the cost of specific fertility tests and treatments when carried out in a Vhi participating fertility treatment centre. See your Table of Benefits for full details.

You get more with Vhi Healthcare – our extras

• Employee Assistance Programme (EAP) – includes confidential counselling and information services.

• Vhi NurseLine 24/7 - qualified nurses can answer your questions over the phone, day and night.

• Register with MyVhi to get your digital membership card, use Snap and Send claiming, view your policy benefits, online documents and more.

• Offers and discounts.

Diagnostics and Scans

We provide cover toward medical scans including MRI and PET-CT. These range from pay and claim back centres to direct pay centre arrangements, covered in accordance with our rules.

  • MRI scans within your hospital list – full cover (pay and claim back centres subject to an excess of €125 per scan).

  • PET-CT scans within your hospital list.

See your Table of Benefits - Diagnostics and Scans section for full details.

Mental health and wellbeing - part of your plan

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five year period.

Cover abroad

• Cover of up to €100,000 per calendar year, if any medical emergencies arise.

• Cover for treatment that is not available in Ireland, up to €100,000 per calendar year as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions to find out more about waiting periods.