First & Family Plan

A health insurance plan for young families combining value for money with benefits that cover many aspects of family healthcare. 

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

• Private room in public hospitals.

• Semi-private room in private hospitals (€75 daycare and side room and €150 in-patient excess).

• Medical costs of in-patient diagnosis and tests covered too.

• Cancer care support – 1 night’s accommodation up to €100 per treatment (max.€1,500 per year).

Your everyday medical expenses – what’s included…

Here are some of the services included:

• Annual benefit of up to €850 per person. (excess €1). 

• Consultants - €60 per visit (6 visits max.). 

• GP - €25 per visit (6 visits max.). 

• Dentist - €25 (6 visits max.).

• Physiotherapist - €25 (6 visits max.). 

• Clinical Psychologist €25 (7 visits max.). 

• Acupuncturists, chiropractors, osteopaths, physical therapists, reflexologists – €25 (6 combined visits). 

• Child Counselling €25 (7 visits per child). 

Vhi Online Doctor - full cover for 6 visits available through the Vhi App. 

The excess means that when your eligible annual benefits have exceeded the value of €1, we will then pay the remaining eligible benefits up to the value of €850.

Take a moment to review the Table of Benefits for more details.

Vhi SwiftCare Clinics – dedicated benefits for Vhi customers

Why wait to be treated for minor injuries and illnesses? Vhi SwiftCare Clinics will aim to treat you within the hour and as a Vhi customer you can avail of the following exclusive benefits:

• Initial consultation cost is €125 – we’ll pay €75 so you pay €50.

• Follow up treatment package after this consultation for x-rays, tests and medical aids - 50% of the total costs. The max. you pay is €150 per visit.

• Appointment services – dentist (6 visits - €25), physiotherapist (6 visits - €25) and consultant consultation 50%.

See this plans Table of Benefits for more details.

Newborns, mums and more…

• Vhi Paediatric Clinic – initial consultation and follow up treatment. We’ll pay 50% of total costs.

• Full cover in a public hospital for three days.

• One-to-one midwife pregnancy support service - giving new and experienced mums the support they need, over the phone, right throughout their pregnancy. 

Find out more in the Table of Benefits below.

New Maternity and Baby Bundle

Our Maternity & Baby Bundle gives you and your baby access to a wider range of new and improved benefits to support you throughout your pregnancy including:

• Maternity Yoga and Pilates classes, one maternity scan, breast-feeding consultations, baby massage classes, baby swim classes and ante natal course – we’ll cover 75% up to a combined limit of €500.

• Vaccinations for Meningitis B and Chicken Pox – up to two inoculations for each per lifetime €60 per inoculation.

• New parent food pack – 10 nutritional dinners delivered to your door. 

Caring for you and the family – home or away

• Cover of up to €100,000 if any medical emergencies arise abroad.

• Up to €100,000 toward treatment not available in Ireland.

Mental health and well-being – part of your plan…

• In-patient psychiatric treatment for up to 100 days.

• Cover towards mental health therapy for approved daycare programmes.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any 5 year period.

You get more with Vhi Healthcare – our extras

• Vhi VisionCare E-Screen (available through MyVhi.ie).

• Travel Vaccinations – we’ll pay a €60 contribution per year.

• Register with MyVhi to get your digital membership card, use snap and send claiming, view your policy benefits, online documents and more.

• Health Screening – in each 24 month period* (see Table of Benefits for details) €110 per screening.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions below to find out more about waiting periods.

The plan benefits shown here apply to policies purchased and effective today.

Plan benefits are updated occasionally.