Vhi Health Insurance

FirstCare 500

One of our most cost-effective plans, FirstCare 500 gives you access to great value health insurance with a difference.

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

• Full cover in a range of public and private hospitals with semi-private room accommodation.

• 2,500 in-patient consultants.

• Medical costs of in-patient diagnosis and tests covered too.

• Private hospital excess - €500.

Vhi 360 Health Centres - dedicated benefits for Vhi members

Health and wellbeing services delivered by a multidisciplinary team.

• Vhi Core Services, subject to €75 excess.

• Vhi personalised follow-up package following referral from Vhi Core Services.

See your Table of Benefits for full details.

Outpatient scans

We provide cover toward medical scans that include MRI, CT and PET-CT ranging from pay and claim back centres to direct pay centre arrangements, covered in accordance with our rules.

• MRI scans within your hospital list – full cover (pay and claim back centres subject to an excess of €125 per scan).

• PET-CT scans within your hospital list.

• CT scans, as listed in your Table of Benefits, within your hospital list.

Consultant and diagnostics

  • Consultant consultations - up to €60 per visit.

  • X-rays and scans - consultant radiologist fees - up to €60 per procedure.

  • Blood tests - consultant pathologist fees - up to €60 per referral.

The annual excess per member, per renewal year is €100. The excess means that when your eligible benefits have exceeded the value of €100, we then pay remaining eligible benefits. Take a moment to review your Table of Benefits for more details.

Newborns, mums and more – what you’re covered for…

• In-patient maternity consultant fees – agreed charges.

• Midwife Support Service - access to a dedicated midwife for support and education throughout your pregnancy. Register on Vhi App.

You get more with Vhi Healthcare

• NurseLine 24/7 - qualified nurses can answer your questions over the phone, day or night.

• Register with MyVhi to get your digital membership card, use Snap & Send claiming, view your policy benefits, online documents and much more.

• Offers and discounts.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.

Caring for you and the family – home or away

• Cover of up to €65,000 for medical emergencies abroad, per calendar year.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions to find out more about waiting periods.