Vhi Health Insurance

PMI 36 13

With fast access to cutting edge treatments and cover in hospitals around Ireland, this is one of our many health insurance plans designed to give you real peace-of-mind and real choice too.

Explore this plan's benefits

Your hospital accommodation - what you're covered for...

• Cover in a wide range of private hospitals with semi-private room accommodation and semi-private and private rooms in public hospitals.

• 2,500 in-patient consultants.

• Medical costs of in-patient diagnosis and tests covered too.

• Private hospital excess - €75.

Your everyday medical expenses - what's included...

• Annual benefit up to €3,200 per person(excess €1).

• GP – 50% unlimited visits.

• Consultant consultations – 50%.

• Pathology – consultants’ fees 50%.

• Radiology – consultants’ fees for professional services 50%.

The excess means that when your eligible benefits exceed the value of €1, we will then pay remaining eligible benefits up to the value of €3,200. The annual maximum is not applicable to Consultant consultations, Pathology or Radiology. Take a moment to review your Table of Benefits for more details. 

Vhi 360 Health Centres - dedicated benefits for Vhi members

Health and wellbeing services delivered by a multidisciplinary team.

• Vhi Core Services, subject to €75 excess.

• Vhi personalised follow-up package following referral from Vhi Core Services.

See your Table of Benefits for full details.

You get more with Vhi Healthcare – our extras...

• You can access Snap & Send claiming, your digital membership card and your policy documents in MyVhi.

• Vhi NurseLine 24/7 - qualified nurses can answer your questions over the phone, day or night.

Offers and discounts.

• EAP (Employee Assistance Programme) – includes confidential counselling and information services.

New Maternity and Baby Bundle

Our new Maternity & Baby bundle gives you and your baby access to a wider range of new and improved benefits to support you throughout your pregnancy. You’ll have the flexibility to choose from benefits such as a maternity scan, yoga, Pilates and antenatal classes through to breastfeeding consultations and baby swim classes. You will find all details in your Table of Benefits.

Newborns, mums and more – what you’re covered for…

• Cover in a public hospital for up to three days.

• €3,375 in home birth benefit.

• Midwife Support Service - provides you with access to a dedicated midwife for support and education throughout your pregnancy. Register with the Vhi App.

Cover towards fertility - part of your plan

Benefit towards the cost of specific fertility tests and treatments when carried out in a Vhi participating fertility treatment centre. See your Table of Benefits for full details.

Cover abroad

• Cover of up to €100,000 per calendar year, if any medical emergencies arise.

• Cover for treatment that is not available in Ireland up to €100,000 per calendar year, as long as it’s approved in advance.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions to find out more about waiting periods.