PMI 31 12

With fast access to cutting edge treatments and cover in hospitals around Ireland, this private medical insurance plan gives you more peace-of-mind and real choice too.

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

• Semi-private room accommodation in a wide range of private hosptials and semi-private and private rooms in public hospitals. 

• 2,500 in-patient consultants

• Medical costs for in-patient diagnosis and tests covered too

• New advanced treatments in areas such as cardiac and cancer care

• Private Hospital Excess - €100

Your everyday medical expenses – what’s included…

• Annual benefit up to €3,500 per person. (excess €1)

• GP – 50% of cost

• Consultants – 50% of cost 

• Referrals to consultant pathologists – 50% of cost

• Consultant radiologists, per procedure – 50% of cost

The excess means that once you have paid this first payment to the value of €1, we will then pay eligible benefits, right up to €3,500. Take a moment to review the Table of Benefits for more details.

You get more with Vhi Healthcare – our extras

• NurseLine 24/7 - qualified nurses can answer your questions over the phone day and night.

• Visit vhi.ie/myvhi and manage your policy documents, claims and more, all in one convenient place.

• Why wait to be treated for minor injuries and illnesses? Vhi SwiftCare Clinics will treat you within the hour.

• Offers and discounts – for example, you can avail of a 15% discount on laser eye surgery.  

• EAP (Employee Assistance Programme) – includes confidential counselling and information services.

You get more with Vhi Healthcare - our extras

• Unique genetic testing cover which helps determine if you are at risk of developing breast, ovarian or colorectal cancer and to ensure any treatment is right for you.

Newborns, mums and more – what you’re covered for…

• Full cover in a public hospital for three days.

• €3,500 in home birth benefit. 

• Your consultant, the anaesthetist’s fee for your epidural, in-patient pathologist fees and a paediatric consultation – agreed charges.

• €350 towards consultants’ visits before and after the birth.

• One-to-One midwife pregnancy support service - giving new and experienced mums the support they need, over the phone, right throughout their pregnancy.

• Contribution towards breastfeeding consultations and baby massage classes.

New Maternity & Baby Bundle

Our new Maternity & Baby bundle gives you and your baby access to a wider range of new and improved benefits to support you throughout your pregnancy.

You’ll have the flexibility to choose from benefits such as a maternity scan, yoga, pilates and ante natal classes through to breast feeding consultations and baby swim classes.
Find out more in the table of benefits below.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 100 days. 

• Cover towards day care psychiatric treatment for approved day care programmes.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.

Caring for you and the family – home or away

• Cover of up to €100,000 if any medical emergencies arise. 

• Cover treatment that is not available in Ireland up to €100,000, as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions below to find out more about waiting periods.

The plan benefits shown here apply to policies purchased and effective today.

Plan benefits are updated occasionally.