Vhi Health Insurance

Company Plan Extra Level 2 Excess

You can access a wide range of benefits and services from urgent care to emergency cover abroad with this comprehensive plan.

Explore this plan's benefits

Your hospital accommodation - what you're covered for...

• Private and semi-private room accommodation in a wide range of private and public hospitals.

• 2,500 in-patient consultants.

• Medical costs for in-patient diagnosis and tests covered too.

• New advanced treatments in areas such as cardiac and cancer care.

• Private room in a private hospital - €50 excess, per night.

• Semi-private accommodation in a private hospital - €125 excess.

Your everyday medical expenses - what's included...

• Annual benefit up to €4,000 per person(excess €10).

• GP – 75% up to a max. of €60 - unlimited visits.

• Consultant consultations – 75% up to a max. of €190 per visit.

• Pathology – consultants’ fees 75%.

• Radiology – consultants’ fees for professional services 75%.

The excess means that when your eligible benefits exceed the value of €10, we will then pay remaining eligible benefits up to the value of €4,000. The annual maximum is not applicable to Consultant consultations, Pathology or Radiology. Take a moment to review your Table of Benefits for more details. 

Vhi 360 Health Centres - dedicated benefits for Vhi members

Health and wellbeing services delivered by a multidisciplinary team.

• Vhi Core Services, subject to €75 excess.

• Vhi personalised follow-up package following referral from Vhi Core Services.

See your Table of Benefits for full details.

You get more with Vhi Healthcare – our extras...

• NurseLine 24/7 - qualified nurses can answer your questions over the phone, day or night.

• Register with MyVhi to get your digital membership card, use Snap & Send claiming, view your policy benefits, online documents and much more.

Offers and discounts.

New Maternity and Baby Bundle

Our new Maternity & Baby bundle gives you and your baby access to a wider range of new and improved benefits to support you throughout your pregnancy. You’ll have the flexibility to choose from benefits such as a maternity scan, yoga, Pilates and antenatal classes through to breastfeeding consultations and baby swim classes. You will find all details in your Table of Benefits.

Newborns, mums and more – what you’re covered for…

• Cover in a public hospital for up to three days.

• €3,500 in home birth benefit.

• Midwife Support Service - provides you with access to a dedicated midwife for support and education throughout your pregnancy. Register with the Vhi App.

Cover towards fertility - part of your plan

Benefit towards the cost of specific fertility tests and treatments when carried out in a Vhi participating fertility treatment centre. See your Table of Benefits for full details.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.

Cover abroad

• Cover of up to €100,000 per calendar year, if any medical emergencies arise.

• Cover for treatment that is not available in Ireland up to €100,000 per calendar year, as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions to find out more about waiting periods.