HealthPlus Platinum

By combining the comfort and convenience of an excellent private medical insurance plan with practicality and value, HealthPlus Platinum has got it all.

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

• A private room in public hospitals and a wide range of  private hospitals.

• Full cover for medical treatments and surgical procedures, including ophthalmic and orthopaedic procedures in a wide range of public and private hospitals.

• 2,500 in-patient consultants.

• New advanced treatments in areas such as cardiac and cancer care.

• Medical costs of in-patient diagnosis and tests covered too.

Your everyday medical expenses – what’s included…

• Annual benefit up to €4,000 per person. (excess €100)

• GP - €50 per visit

• Consultants - €100 per visit 

• Referrals to consultant pathologists - €100 per visit

• Consultant radiologists, per procedure - €100

• Vhi Online Doctor - full cover for 12 visits available through the Vhi App

The excess means that when your eligible benefits have exceeded the value of €100, we will then pay remaining eligible benefits right up to the value of €4,000. Take a moment to review the Table of Benefits for more details.

Vhi SwiftCare Clinics – dedicated benefits for Vhi customers

Why wait to be treated for minor injuries and illnesses? Vhi SwiftCare Clinics will aim to treat you within the hour and as a Vhi customer you can avail of the following exclusive benefits:

  • Initial consultation cost is €125 – you pay €25.

  • Follow up treatment package after this consultation for x-rays, tests and medical aids, we pay 50% of the total cost and the max you will pay is €100 per visit.

See this plans table of benefits for more details.

Newborns, mums and more – what you’re covered for…

• Full cover in a public hospital for three days.

• In-patient maternity consultant fees – covered.

• Home Birth benefit - €3,400.

• One-to-One midwife pregnancy support service - giving new and experienced mums the support they need, over the phone, right throughout their pregnancy.

Cardiac Care Programme

• Prevention programme with Medfit, Blackrock, Co Dublin designed to reduce your risk of a heart event.

• Mater Private 24/7 Urgent assessment giving you around the clock access to a team of Cardiologists.

• Rehabilitation with Medfit, Blackrock, Co Dublin a personalised programme to help aid recovery after a heart event.

For more details about these benefits see section 9 of the table of benefits below.

You get more with Vhi Healthcare – our extras

• NurseLine 24/7 - qualified nurses can answer your questions over the phone day and night.

• Register with MyVhi to get your digital membership card, use snap and send claiming, view your policy benefits, online documents and more.

• Offers and discounts – like 15% discount on laser eye surgery.

• Second Opinion for Kids service offers you a medical second opinion for your child. For more details call 1850 247 724.

• Vhi VisionCare is an online eye screening service available exclusively to customers.

• Unique genetic testing cover which helps determine if you are at risk of developing breast, ovarian or colorectal cancer and to ensure any treatment is right for you.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 180 days.

• Cover towards mental health therapy in Dean Clinics.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.  

Vhi Joint Care programme

This innovative service is designed to assess and help improve your mobility levels.  The Physio Company physiotherapists will carry out an initial joint care screening and determine any issues.

• Depending on your screening results, you may be given exercises to enhance your mobility or referred for physiotherapy sessions.

• Where recommended, Vhi will provide full cover for up to 3 visits for joint care physiotherapy with The Physio Company.

Caring for you and the family – home or away

• Cover of up to €100,000 if any medical emergencies arise. 

• Cover treatment that is not available in Ireland up to €100,000 as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions below to find out more about waiting periods.

The plan benefits shown here apply to policies purchased and effective today.

Plan benefits are updated occasionally.