Vhi Health Insurance

ProvidentCare Plus

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

• Cover in a wide range of private and public hospitals with semi-private and private room accommodation.

• 2,500 in-patient consultants.

• Medical costs of in-patient diagnosis and tests covered too.

• Vhi Hospital@Home

• Private room in a private hospital - €175 excess per night. See your Table of Benefits for applicable hospitals.

Your everyday medical expenses – what’s included…

• Annual benefit up to €2,500 per person (excess €100).

• GP - €40 per visit for up to 12.

• Consultant consultation €100.

• Physiotherapist - €40 per visit for up to 12.

• Dentist - €40 per visit for up to 12.

The excess means that when your eligible benefits have exceeded the value of €100, we will then pay remaining eligible benefits right up to the value of €2,500. You will not need to pay an excess on your physiotherapy benefit, nor is an excess or annual maximum applicable to consultant consultations. Take a moment to review your Table of Benefits for full details.

Vhi 360 Health Centres - dedicated benefits for Vhi members

Health and wellbeing services delivered by a multidisciplinary team.

• Vhi Core Services, subject to €50 excess.

• Vhi personalised follow-up package on referral from Vhi Core Services.

See your Table of Benefits for full details.

You get more with Vhi Healthcare – our extras

• Employee Assistance Programme (EAP) – includes confidential counselling and information services.

• Vhi NurseLine 24/7 - qualified nurses can answer your questions over the phone, day and night.

• Register with MyVhi to get your digital membership card, use Snap and Send claiming, view your policy benefits, online documents and more.

• Offers and discounts.

Newborns, mums and more – what you’re covered for…

• Full cover in a public hospital for up to three days.

• In-patient maternity consultant fees – agreed charges.

• Midwife Support Service - access to a dedicated midwife for support and education throughout your pregnancy. Register with Vhi App.

Vhi Joint Care programme

This innovative service is designed to assess and help improve your mobility levels.  The Physio Company physiotherapists will carry out an initial joint care screening and determine any issues.

• Depending on your screening results, you may be given exercises to enhance your mobility or referred for physiotherapy sessions.

• Where recommended, Vhi will provide full cover for up to 3 visits for joint care physiotherapy with The Physio Company.

Cardiac Care Programme

Benefit towards many aspects of cardiac care including:

• Medfit cardiac care programme - €300 in each 24 month period.

• Urgent cardiac care - €300 per year.

• Cardiac CT scan (Vhi direct pay subject to €50 excess).

See your Table of Benefits for full details.

Mental health and wellbeing - part of your plan

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five year period.

Cover abroad

• Cover of up to €100,000 per calendar year, if any medical emergencies arise.

• Cover for treatment that is not available in Ireland, up to €100,000 per calendar year as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions to find out more about waiting periods.