Vhi Health Insurance

ProvidentCare Plus

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

• Cover in a wide range of private and public hospitals with semi-private and private room accommodation.

• 2,500 in-patient consultants.

• Medical costs of in-patient diagnosis and tests covered too.

• Vhi Hospital@Home

• Private room in a private hospital - €125 (High-Tech hospitals) excess per night. See your Table of Benefits for applicable hospitals.

Your everyday medical expenses – what’s included…

  • Annual benefit up to €2,500 per person (excess €100).

  • GP - up to €40 per visit, 12 per renewal year.

  • Consultant consultation - up to €100 per visit.

  • Physiotherapist/Physical Therapist - up to €40 per visit, 12 per renewal year.

The excess means that when your eligible benefits have exceeded the value of €100, we will then pay remaining eligible benefits right up to the value of €2,500. You will not need to pay an excess on your physiotherapy benefit, nor is an excess or annual maximum applicable to Consultant Consultations. Take a moment to review your Table of Benefits for full details.

Vhi 360 Health Centres - dedicated benefits for Vhi members

Health and wellbeing services delivered by a multidisciplinary team.

• Vhi Core Services, subject to €50 excess.

• Vhi personalised follow-up package on referral from Vhi Core Services.

See your Table of Benefits for full details.

You get more with Vhi Healthcare – our extras

• Employee Assistance Programme (EAP) – includes confidential counselling and information services.

• Vhi NurseLine 24/7 - qualified nurses can answer your questions over the phone, day and night.

• Register with MyVhi to get your digital membership card, use Snap and Send claiming, view your policy benefits, online documents and more.

• Offers and discounts.

Cardiac Care Programme

Benefit towards many aspects of cardiac care including:

  • Medfit cardiac care programme - €300 in each 24 month period.

  • Urgent cardiac care - €300 per renewal year.

  • Medfit cardiac rehabilitation programme - up to €300 per renewal year.

See your Table of Benefits for full details.

Mental health and wellbeing - part of your plan

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five year period.

Cover abroad

• Cover of up to €100,000 per calendar year, if any medical emergencies arise.

• Cover for treatment that is not available in Ireland, up to €100,000 per calendar year as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply.  Please read our terms and conditions to find out more about waiting periods.