Vhi Health Insurance


Looking after you with access to executive health screenings and private emergency departments, PremiumCare offers you more than just hospital care but health and wellness cover too.

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

• A private room in a wide range of public and private hospitals.

• Full cover for medical treatments and surgical procedures, including ophthalmic and orthopaedic procedures in all public and private hospitals.

• 2,500 in-patient consultants.

• New advanced treatments in areas such as cardiac and cancer care.

• Medical costs of in-patient diagnosis and tests covered too.

Your everyday medical expenses – what’s included…

• GP - €50 per visit, max. 12.

• Dentist - €50 per visit, max. 12.

• Physiotherapist - €50 per visit, max. 12.

• Vhi Online Doctor – unlimited visits – available through Vhi App (full cover).

• Private Emergency Department – 3 visits with a €75 excess per claim.

The excess means that when your eligible benefits have exceeded the value of €1, we will then pay remaining eligible benefits right up to the value of €2,000. Take a moment to review the Table of Benefits for more details.

Health Screening Programme...

Get peace-of-mind with one of our screening programmes in each 24 month period:

• HealthCheck Executive, subject to €50 excess.

• Executive health screening at an approved executive screening centre.

Vhi 360 Health Centres - dedicated benefits for Vhi members

Health and wellbeing services delivered by a multidisciplinary team.

• Vhi Core Services, subject to €50 excess.

• Vhi personalised follow-up package following referral from Vhi Core Services.

See your Table of Benefits for full details.

Vhi Joint Care programme

This innovative service is designed to assess and help improve your mobility levels.  The Physio Company physiotherapists will carry out an initial joint care screening and determine any issues.

• Depending on your screening results, you may be given exercises to enhance your mobility or referred for physiotherapy sessions.

• Where recommended, Vhi will provide full cover for up to 3 visits for joint care physiotherapy with The Physio Company.

Cancer Care Package

With our Cancer Care package, you have access to unique genetic testing cover and post care support – we will be there when you need us.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 180 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.

You get more with Vhi Healthcare – our extras

• You can access Snap & Send claiming, your digital membership card and your policy documents in MyVhi.

• NurseLine 24/7 - qualified nurses can answer your questions over the phone day and night.

• Offers and discounts – for example, you can avail of a 15% discount on laser eye surgery.

Caring for you and the family – home or away

• Cover of up to €100,000 per calendar year, if any medical emergencies arise. 

• Cover treatment that is not available in Ireland up to €100,000 per calendar year as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply. Please read our terms and conditions to find out more about waiting periods.