HealthPlus Excess Plan |Private healthcare insurance | Vhi Ireland

HealthPlus Excess

With HealthPlus Excess, you get access to great care and you’ll protect yourself against the high cost of private medical care. Extra comfort and convenience are a priority on this plan and it’s great value too.

Explore this plan's benefits

Your hospital accommodation – what you’re covered for…

• Cover in a wide range of hospitals with semi-private and private room accommodation.

• 2,500 in-patient consultants.

• Medical costs of in-patient diagnosis and tests covered too.

• Private hospital excess - €50 per night. The excess per night may vary, according to the hospital type. See your Table of Benefits for full details.

Your everyday medical expenses – what’s included…

• Annual benefit up to €2,000 per person (excess €1).

• GP 12 x €30.

• Dentist 12 x €30.

The excess means that when your eligible benefits have exceeded the value of €1, we will then pay remaining eligible benefits right up to the value of €2,000. Take a moment to review your Table of Benefits for more details.

Vhi 360 Health Centres - dedicated benefits for Vhi members

Health and wellbeing services delivered by a multidisciplinary team.

• Vhi Core Services, subject to €50 excess.

• Vhi personalised follow-up package following referral from Vhi Core Services.

See your Table of Benefits for full details.

You get more with Vhi Healthcare – our extras...

• Vhi NurseLine 24/7 - qualified nurses can answer your questions over the phone, day or night.

• Register with MyVhi to get your digital membership card, use snap and send claiming, view your policy benefits, online documents and much more.

Offers and discounts.

• Access to Cardiac Care and Joint Care Programmes.

Newborns, mums and more – what you’re covered for…

• Full cover in a public hospital for three days.

• In-patient maternity consultant fees – agreed charges.

• Midwife Support Service - access to a dedicated midwife for support and education throughout your pregnancy. Register on Vhi App.

Mental health and well-being – part of your plan…

• In-patient mental health treatment for up to 100 days.

• 91 days in-patient treatment for alcoholism, drug or other substance abuse in any five-year period.

Vhi Joint Care programme

This innovative service is designed to assess and help improve your mobility levels.  The Physio Company physiotherapists will carry out an initial joint care screening and determine any issues.

• Depending on your screening results, you may be given exercises to enhance your mobility or referred for physiotherapy sessions.

• Where recommended, Vhi will provide full cover for up to 3 visits for joint care physiotherapy with The Physio Company.

Cover abroad

• Cover of up to €100,000 per calendar year, if any medical emergencies arise.

• Cover for treatment that is not available in Ireland up to €100,000 per calendar year, as long as it’s approved in advance.

Don't forget...

If you are taking out health insurance for the first time, renewing on a higher level of cover or moving from another Irish health insurer, waiting periods may apply. Please read our terms and conditions to find out more about waiting periods.