Family Plan Plus Level 1

LifeStage Choices is a suite of healthcare plans designed to give you the best cover for the healthcare services you are most likely to need at your particular stage in life. If you have kids or are thinking of starting a family, then Family Plan Plus Level 1 is the plan for you. Family Plan Plus Level 1 offers excellent cover for hospital care and cover for an extensive range of day-to-day medical expenses all wrapped up in one plan.

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Hospital Cover

Full cover for a private room and treatment in public hospitals.

Full cover for day care procedures in public and private hospitals

Full cover for a wide range of treatments in semi-private accommodation in most private hospitals (co-payments will apply to some treatments in certain private hospitals) - for further information please refer to the Table of Benefits on www.vhi.ie/downloads

Cancer care support benefit of up to €100 for one night's accommodation for each treatment, to a maximum of €1,500 per calendar year.

Full cover for out-patient procedures provided by Vhi Homecare (subject to specified criteria).

Stress related cover

Full cover for 100 days stress related and psychiatric in-patient care.

Dean Clinic - Mental Health Assessment of up to €100 per member in every 2 year period and up to €25 per visit to a maximum of 7 visits per year for Mental Health Therapy.

Cover outside Ireland

€100,000 for emergency treatment abroad (while on holidays abroad for less than 180 days).

Elective treatment abroad (* Subject to prior approval and satisfaction in full of specified criteria)

- Surgical procedures available in Ireland - €100,000*

- Treatment not available in Ireland - €100,000*

Access to a 24 hour medical phone service with an English speaking medical expert.

Help to find a local GP, hospital or clinic.

Mother and child benefits

Benefits include:
Public hospitals	Accommodation in a private room	Full cover for up to 3 days
Private hospitals	Allowance for accommodation	Up to €4,000 for up to 3 days
Pre- & post-natal care¹	Year of the birth	Up to €300
Home births	Medical expenses incurred	Up to €4,000
Baby massage¹	Classes in the year of the birth	Up to €100 per child
Paediatrician benefit¹	Up to 1 visit in the year of the birth	Up to €60

¹ These benefits are subject to the annual day-to-day excess of €25.

You are also entitled to free cover for your newborn baby until your next renewal date.

Your day-to-day cover

(subject to an annual excess of just €25 and an annual benefit maximum of €3,200).

Medical expenses	Cover (per visit) Level 1	Visits per year Level 1
GP visits	€25	Up to 7
Consultant visits	€60	Up to 7
Physiotherapy	€25	Up to 7
Dental visits	€25	Up to 7
Clinical psychologist visits	€25	Up to 7
Complementary therapies ¹	€25	Up to 7 combined
Alternative therapies ¹	€25	Up to 7 combined
A&E levy	€75	Up to 2
Optical - eye test & glasses/contact lenses	75% of charges	Up to €55 every 24 months
Vhi screening ²	Contact us for details	Every 24 months
Hearing test	€25	Every 2 years
Consultant pathologist fees	€60	Per referral
Consultant radiologist fees	€60	Per procedure
Radiology/Pathology technical fees	50% of agreed charges	Up to a max. of €300
Vhi SwiftCare benefit ²	€75	Up to 5

¹ For more information about therapies qualifying for benefit, please contact us on CallSave 1850 44 44 44.

² These benefits are not subject to an excess.

NurseLine 24/7

NurseLine 24/7 is a confidential telephone support service staffed by qualified nurses who supply information on a wide range of medical conditions and queries.

NurseLine 24/7 is available 24 hours a day, 7 days a week and is available exclusively to Vhi Healthcare members. Phone us on CallSave 1850 247 724 and make sure you have your membership number to hand!

Terms And Conditions

Child rates apply to children under 18 years of age. Student rate, where applicable, applies to any dependent over 18 and under 21, in full time education.
All amounts displayed are net of tax relief, which has been deducted at source.
Vhi Healthcare members do not pay surcharges on any instalment payments. The price remains the same whether you pay monthly or yearly.
If you have any questions or would like further information, please call us on CallSave 1850 44 44 44 and we'd be delighted to help.
Please note: The above information is intended as a guide only and does not form part of a contract. A copy of the rules of membership will be issued on registration or may be had in advance on request.
Current members: Day-to-day benefits are amended at various times throughout the year and effective from your renewal. Please refer to the Terms & Conditions of policy for your current benefit allowances.

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