Family Plan Level 1

LifeStage Choices is a suite of healthcare plans designed to give you the best cover for the healthcare services you are most likely to need at your particular stage in life. If you have kids or are thinking of starting a family, then Family Plan Level 1 is the plan for you. Family Plan Level 1 offers excellent cover for hospital care and cover for an extensive range of day-to-day medical expenses all wrapped up in one plan.

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Hospital Cover

Hospital Cover
  • Full cover for a private room and treatment in public hospitals.
  • Full cover for day care procedures in public hospitals.
  • Cover for private hospitals is limited - for further information please refer to the Table of Benefits on www.vhi.ie/downloads
  • Cancer care support benefit of up to €100 for one night's accommodation for each treatment, to a maximum of €1,500 per calendar year.
  • Full cover for out-patient procedures provided by Vhi Homecare (subject to specified criteria).

Stress related cover

Stress related cover
  • Full cover for 100 days stress related and psychiatric in-patient care in accordance with your plan held.
  • Dean Clinic - Mental Health Assessment of up to €100 per member in every 2 year period and up to €25 per visit to a maximum of 7 visits per year for Mental Health Therapy.

Cover outside Ireland

Cover outside Ireland
  • €100,000 for emergency treatment abroad (while on holidays abroad for less than 180 days).
  • Elective treatment abroad (* Subject to prior approval and satisfaction in full of specified criteria)
  • - Surgical procedures available in Ireland - €100,000*
  • - Treatment not available in Ireland - €100,000*
  • Access to a 24 hour medical phone service with an English speaking medical expert.
  • Help to find a local GP, hospital or clinic.

Mother and child benefits

Mother and child benefits

Benefits include:

Public hospitalsAccommodation in a private roomFull cover for up to 3 days
Private hospitalsAllowance for accommodationUp to €3,400 for up to 3 days
Pre- & post-natal care1Year of the birthUp to €300
Home birthsMedical expenses incurredUp to €3,400
Baby massage1Classes in the year of the birth Up to €100 per child
Paediatrician benefit1Up to 1 visit in the year of the birth Up to €60

  • 1 These benefits are subject to the annual day-to-day excess of €25.
  • You are also entitled to free cover for your newborn baby until your next renewal date.

Your day-to-day cover

Your day-to-day cover
  • (subject to an annual excess of just €25 and an annual benefit maximum of €3,200).

Medical expensesCover (per visit)
Level 1		Visits per year
Level 1
GP visits€25Up to 7
Consultant visits€60Up to 7
Physiotherapy €25Up to 7
Dental visits €25Up to 7
Clinical psychologist visits€25Up to 7
Complementary therapies 1€25Up to 7 combined
Alternative therapies 1€25Up to 7 combined
A&E levy€75Up to 2
Optical - eye test & glasses/contact lenses75% of chargesUp to €55 every 24 months
Vhi screening 2Contact us for detailsEvery 24 months
Hearing test€25Every 2 years
Consultant pathologist fees €60Per referral
Consultant radiologist fees €60Per procedure
Radiology/Pathology technical fees 50% of agreed charges Up to a max. of €300
Vhi SwiftCare benefit 2€75Up to 5

  • 1 For more information about therapies qualifying for benefit, please contact us on CallSave 1850 44 44 44.
  • 2 These benefits are not subject to an excess.

NurseLine 24/7

NurseLine 24/7
  • NurseLine 24/7 is a confidential telephone support service staffed by qualified nurses who supply information on a wide range of medical conditions and queries.
  • NurseLine 24/7 is available 24 hours a day, 7 days a week and is available exclusively to Vhi Healthcare members. Phone us on CallSave 1850 247 724 and make sure you have your membership number to hand!

Terms And Conditions

  • Child rates apply to children under 18 years of age. Student rate, where applicable, applies to any dependent over 18 and under 21, in full time education.
  • All amounts displayed are net of tax relief, which has been deducted at source.
  • Vhi Healthcare members do not pay surcharges on any instalment payments. The price remains the same whether you pay monthly or yearly.
  • If you have any questions or would like further information, please call us on CallSave 1850 44 44 44 and we'd be delighted to help.
  • Please note: The above information is intended as a guide only and does not form part of a contract. A copy of the rules of membership will be issued on registration or may be had in advance on request.
  • Current members: Day-to-day benefits are amended at various times throughout the year and effective from your renewal. Please refer to the Terms & Conditions of policy for your current benefit allowances.
Health Insurance
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  • CallSave 1850 44 44 44