MultiTrip: Annual travel insurance from €49
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MultiTrip from Vhi Healthcare - Ireland's market leading worldwide travel insurance policy from €49
- Exclusive to Vhi Healthcare members
- Cover for pre-existing medical conditions
- No medical assessment to complete
- Medical emergency cover up to €5,000,000
- Comprehensive range of optional add-ons
- New - Cover for Trips in Ireland (for trips of at least 2 nights, prebooked and paid for accommodation)
| Summary of Cover |
Max. Benefit |
| Medical emergencies (cover to supplement the benefit you already hold under your Vhi Healthcare policy) |
€5,000,000 |
| Emergency repatriation when medically required |
€2,000,000 |
| Personal liability |
€2,000,000 |
| Legal |
€25,000 |
| Personal accident |
€40,000 |
| Cancellation/curtailment |
€10,000 |
| Personal luggage |
€1,500 |
| Missed departures |
€500 |
| Money |
€500 |
| Out-patient medical expenses |
€500 |
| Lost passport |
€400 |
| Travel home care |
€400 |
| Travel delay |
€200 |
| Access to an Emergency Medical Helpline 24 hours a day, 365 days a year. |
MultiTrip from Vhi Healthcare is delighted to offer you a comprehensive range of add-ons to match your travel needs throughout the year. Be it skiing in Austria, Golf in the Algarve, driving in Provence or simply extending your trip limits abroad, your choice of add-ons are:
Optional Add Ons can only be purchased in addition to your MultiTrip Product
Vhi Healthcare Member Price – Optional Add Ons*
|
Individual |
Couple |
Family |
| Winter Sports
– under 65 year policies only** |
€26 |
€37 |
€65 |
| Golf |
€19 |
€34 |
€39 |
| Continental Motor Breakdown*** |
€65 |
€65 |
€65 |
- * Per policy rates
- ** Trip limit 21 days in total
- *** One car
| Winter Sports |
Max. Benefit |
| Cancellation/curtailment - additional cover |
€4,000 |
| Ski equipment, ski hire, lost or stolen ski pass |
€750 |
| Piste closure |
€600 |
| Avalanche or landslide |
€600 |
| Golf |
Max. Benefit |
| Own equipment |
€1,500 |
| Golf course closure |
€200 |
| Hired equipment |
€500 |
| Hole in one (no excess) |
€50 |
| Assistance services available |
Yes |
| Motor Breakdown |
Max. Benefit |
| Legal protection |
€1,250 |
| Vehicle repatriation (up to market value of insured vehicle) |
Full |
| Vehicle replacement |
€1,000 |
| Cover prior to departure |
€1,000 |
| Vehicle out of use |
€1,000 |
| Roadside assistance |
€300 |
| Break-in emergency repairs |
€250 |
Extended Trip Limits
Would you like cover abroad for longer? Well now you can – why not extend your single trip limit to either 3 months or 6 months? These extended trip limits cover you for the same benefits as MultiTrip – just for longer! Your overall trip limit still remains at 180 days. Please note this optional add on is available to members under 80 years.
If you have any queries please call us on CallSave 1850 44 44 44.
The following extended trip limit prices are in addition to your MultiTrip policy:
|
3 Months/90 days |
6 Months/180 days |
| Under 65 years |
| Adult |
€75 |
€145 |
| Couple |
€115 |
€225 |
| Family |
€165 |
€320 |
| 65-80 years - Europe only |
| Adult |
€115 |
€225 |
| Couple |
€170 |
€340 |
| 65-80 years - Worldwide |
| Adult |
€185 |
€365 |
| Couple |
€280 |
€550 |
Principal Exclusions and Conditions
Note: The terms and conditions of this policy differ from the Vhi Healthcare Hospital Plans and you need to be aware of both.
- All members on a MultiTrip policy must hold relevant Vhi Healthcare Hospital Insurance
- Cancellation of your Vhi Healthcare Hospital Plan will result in non-refundable cancellation of your travel policy
- There is no refund on any cancelled policies after the 14 day cooling off period
- €85 excess per benefit per person
- Medical Emergencies are handled through Vhi Assist under your Vhi Healthcare Hospital Plan
- 60 day single trip limit, maximum 180 days travel p.a. for those under 65 years of age
- 30 day single trip limit, maximum 180 days travel p.a. for those aged 65+ years of age
- 30 day single trip limit, maximum 180 days travel p.a. for those aged 80+ years of age Europe only product
- 17 day single trip limit, maximum 180 days travel p.a. for those aged 80+ years of age Worldwide
- For members aged 80+ years the additional supplement over Vhi Assist cover onyour hospital plan are not applicable to certain pre-existing medical conditions. Please contact Vhi Healthcare before you purchase
- Certain geographic locations are excluded for members over 80 years e.g. UnitedStates of America, Canada and the Caribbean Islands. Please contact Vhi Healthcare to see if your destination is covered before you travel.
Vhi Healthcare is an agent of Europ Assistance Holding Irish Branch for non-life business. The Voluntary Health Insurance Board (trading as Vhi Healthcare) is regulated by the Financial Regulator.
